"Settlement" is a euphemism for "colony". Jimmy Carter says it like it is.

Guardian Unlimited Special reports Israel's colonisation of Palestine blocking peace, says Jimmy Carter: "'The pre-eminent obstacle to peace is Israel's colonisation of Palestine,' he wrote. 'Israel's occupation of Palestine has obstructed a comprehensive peace agreement in the Holy Land, regardless of whether Palestinians had no formalised government, one headed by Yasser Arafat or Mahmoud Abbas, or with Abbas as president and Hamas controlling the parliament and cabinet.'"